C I S -- crime show or darn insurance?

Based on a recent study by the National Association of Insurance Commissions, over 60% of people that own life insurance have no idea what they own and how it works!

Only a handful of decisions have great significance over the course of a lifetime. For most people, life insurance falls into that significant category because it protects a family against a devastating loss of income. The right policy for you must be one that fits your circumstances. The insurance need is usually the greatest when there are young children in the family, only one breadwinner, or there is not enough saved to support the survivors for any length of time. Buying a life insurance policy can be a daunting task: countless options to choose from, different types of policies, and legal fine print to keep in mind.

Life insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more. This section can help you gain a better understanding of life insurance and its role within a sound financial plan, and answer many of your questions.

To find information and interactive tools to help you get a sense of how much and what kind to buy, plus information about how different life events, such as having children or buying a home, can affect your insurance needs, please, click the links on the left. 

To assist you in understanding the different life insurance products on the market, as well as answer some of the questions you may have about life insurance please, click the links below or, contact us and we will take the information you provide and do an objective review of your current policy versus what is now available.

Life Insurance, The Basics

Kansas Complaint Ratio Report (Life)

Kansas Complaint Ratio Report (Annuities)