FREE HEALTH Limited Medical Plans

Consumer Driven Limited Medical/Mini-Medical Plans

Free Health.com has launched the next generation of Limited Medical health Plans/Mini-Medical Plans. The Consumer Driven Limited Medical Plans are available in both copay plans and indemnity plans.

Our plans are the first limited medical/mini-medical plan that provides employees with the power and knowledge to obtain the most affordable and quality care possible.

In today's marketplace, limited medical plans/mini-medical plans provide very limited and sometimes confusing coverage for employees. In many cases, employees are simply given a plan, told to pay 100% of the costs and then have to figure out on their own how the complex world of US healthcare works. Employees are never educated on what their plan covers, and realistically what the employee will have to pay out of pocket for certain medical procedures and treatments. The end result is an employee who had no idea what the cost of care really costs at their local hospital or doctor and no ability to find out. The end result is when something happens and they need their plan, they try and use it and find out they are literally left out in the cold to deal with hospitals and doctors who submit large bills for services that the employees limited medical plan/mini-medical plan only paid a fraction of the cost. The end result is the employee feeling disenfranchised and in some cases cheated by their employers and the insurance company.

What if your employee knew which hospital had the lowest cost for a surgical or medical procedure in their area, or they could determine which was the best local doctor to go, and which doctor to avoid because of sanctions or medical malpractice.

Wouldn’t it help if the employee knew which MRI or Diagnostic Center to go to where they could save anywhere from 50 to 80% off of the retail cost, so that an MRI that would cost $2,000 would only cost $500 at the right place?
Wouldn’t it be nice if your employee for free could pick up the phone and call a doctor and have a consult with ever having to leave work or pay a copay? Don’t you think your employees would happier, healthier and absent less?

Welcome to the next Generation of Limited Medical Plans – Free Health, LLC

Below are standard features of our consumer driven Limited Medical Plan:

Consumer Driven Benefits Card

Perfect for the uninsured or high deductible insureds
Save thousands of dollars per year

Free Telephonic Doctor Office Visits with No Copays
Have prescriptions called into your pharmacy without leaving your house or work - for free!

Free Online Doctor's Office Visits
Email Licensed MD's online and receive advice back for free

Research Doctors and Hospitals
Research over 600,000 physicians nationwide to check for disciplinary actions/sanctions, board certified, education and training and phone numbers and locations.

Research over 5,000 Hospitals Nationwide to obtain:

Quality Ratings
Costs
Patient Volumes
Patient Safety

Receive Comprehensive Adult Wellness Test that includes checking to make sure the following is healthy:

Complete Blood Count (CBC)
Thyroid Profile w/TSH
Lipid Profile
Liver Profile
Kidney Panel
Minerals and Bone
Fluids and Electrolytes
Diabetes

Online Health Encyclopedia

With health risk assessments and customized health and wellness education program.
Research any health condition or disease and learn how to treat it.

Online Long Term and Nursing Care Tools

Research Nursing homes and planning care across the country
Locate care facilities and service providers throughout the nation with Quality of Care ratings
Calculate Costs of Care now and future and Loss of Income due to disability or caregiver issues
Create a free advance directive such as a living will and/or power of attorney for healthcare documents

Member Assistance Plan
Call to speak to a professional consultant up to six times per incident no matter what issue or personal concern an individual is facing - from emotional problems, relationship and family issues to legal, financial or wellness concerns

Roadside Assistance Program

Vehicle Towing
Vehicle Extrication
Vehicle Lock-Out
Vehicle Fuel Delivery
Vehicle Tire Change
Vehicle Jump Start

Attorney Network

Over 20,000 attorneys nationwide
Nine free services
Discounts for eight commonly used legal services*
Capped hourly rate
Discount on contingency based cases
Free credit counseling & financial planning services

C I S -- crime show or darn insurance?

Creative Insurance Strategies