 Assurity at Work Assurity at Work has built a solid reputation in the national worksite market by offering convenient, affordable insurance solutions for employers and employees. Marketing through the workplace, Assurity at Work helps employers enhance employee benefit offerings at no cost to the company while providing valuable products to employees at affordable rates. At-work enrollments and payroll deducted premiums make it simple for everyone. Assurity at Work® Critical Illness+ Insurance
Critical Illness Insurance is designed to pay a lump sum to the insured upon diagnosis of specified diseases and illnesses. This product provides for the possibility of multiple payments by using a category approach. Issue Ages: 18-69 - Benefit Amounts: $5,000 to $100,000
- Highlights: Loss of Independent Living (ADLs) Benefit. Coverage can include spouse and children. Simplified issue – "Yes/No" application. No family history questions for $30,000 and under. Spouse can purchase up to same benefit amount as employee. Coverage continues for other conditions after a qualifying diagnosis – category approach
- Two optional riders
Assurity at Work® Disability Income+ Insurance
(Policy Form Nos. W D215 [Off-the-job/accident ONLY]; W D210 [Off-the-job/accident and sickness]) Assurity at Work® Accident Expense+ Insurance
(Policy Form Nos. W A200 [24-hour]; W A205 [Off-the-job only]) - Pays employees cash benefits directly for injuries sustained in accidents.
- Issue Ages: 18-69
- Issue Amounts: 1 and 2 units
- Covers: Accidental Death, Accidental Death-Common Carrier, Dismemberment, Ambulance, Emergency Room, Hospital Admission, Hospital Confinement, Hospital ICU, Burns, Dislocations, Fractures, Gunshot Wound, Emergency Dental, Major Diagnostic- Exams, Physician's Office or Urgent Care, Family Lodging
Assurity at Work® Hospital Indemnity+ Insurance
Pays a daily benefit regardless of existing medical coverage. Coverage is available for the employee, spouse and family. - Issue Ages: 18-64
- Renewability: Guaranteed renewable to age 65
- Benefit Amounts: $50-$1,000 per day
- Benefit Periods: 180 days and 365 days
- 10 Optional Riders
Assurity at Work® Cancer Expense Insurance
Provides medical expense benefits for loss caused by cancer and certain other specified diseases for the employee, spouse and covered children. Issue Ages: 18-69 - Issue Amounts: $150, $250, $350 – Hospital Indemnity Benefit
- $5,000 month/$25,000 max
- $5,000 month/$50,000 max – Radiation and Chemotherapy Benefit
- $10,000 month/$50,000 max
- 10,000 month/$100,000 max
- Highlights: Prescription Drugs and Medicines, Surgical Benefit, Artificial Limb and Prosthesis, Experimental Treatment , Bone Marrow Transplant for Cancer, Transportation and Lodging, Adult Companion, Transportation and Lodging, Outpatient Positive Diagnostic Testing, Outpatient Surgery, Skin Cancer, Ambulance, Hospice, Blood and Blood Plasma, Breast Cancer/Breast Reconstruction/Breast Prosthesis, Cancer Screening Tests, Waiver of Premium
- Six Optional Riders
Assurity at Work® Universal Life Insurance
Plan is built on a permanent Universal Life policy that generates guaranteed cash values, with funds available through policy loans or withdrawals. - Product Highlights: 100% portable
- Issue Ages: 18-65
- Issue Amounts: minimum $3 weekly premium; maximum $12 weekly premium
- Qualified Issue: Short application with only 2 health questions
- Six Optional Riders
Assurity Group Insured Medical Reimbursement (MedRe)
An Insured Medical Reimbursement Plan from Assurity is a supplemental medical expense reimbursement insurance policy that allows an employer to reimburse key employees for most medical vision, hearing and dental expenses not otherwise covered by their existing benefit plan. Group Term Life Insurance
Assurity’s Group Term Life insurance offers a solid foundation for an employer's benefits package by providing basic financial protection for families. Group Life is available for: employees spouses dependent children
Group Term Life coverage can be based on different criteria: - flat amount
- multiples of salary
- class
- or a combination of the three
Competitive Pricing Flexible Plan Designs Optional Features: - Waiver of Premium
- Accidental Death and Dismemberment (AD&D)
- Dependent Coverage
- Convertible
- Accelerated Death Benefit Option
- Critical Illness Rider
Group Voluntary Term Life
Group Voluntary Term Life can provide the additional life insurance coverage needed by employees through a cost-effective payroll deduction program sponsored by the employer. Highlights:
Flexibility in plan design. Employees select the amount of coverage they need in increments. Coverage amounts may be purchased up to a maximum of 10 times annual salary or $500,000. Portable or convertible. Optional Features: |