Assurity Annuities
Is an Ascential Annuity from Assurity right for you?
Annuities offer unique advantages that few other financial vehicles can provide. They are specifically designed to help people accumulate money for retirement or turn a lump sum of money into a guaranteed stream of income.
The money in your annuity earns a fixed rate of interest and your money accumulates on a tax-deferred basis, meaning you do not pay taxes on your earnings until you actually withdraw them from your policy.*
Encore Annuities
This single premium deferred annuity pays a very attractive bonus rate! During the first two years you own your Encore Bonus Annuity, you will earn a guaranteed interest rate bonus, not to exceed 1.5 percent, in addition to the base interest rate. This will provide you with faster annuity growth! The minimum initial contribution is only $2,000 and up to 12 percent yearly may be withdrawn without surrender charges.
Encore Bonus Annuity
Plus One Annuity
The Ascential Bonus Annuity from Assurity Life is the smart choice to supplement your retirement planning. This low cost, single premium deferred annuity offers a 1% interest bonus is payable the first policy year. The guaranteed interest rate for the first policy year is the "current" interest rate. Thereafter, guaranteed interest rate is 3%.
There are no front-end or maintenance charges and surrender charges to you or your beneficiaries are waived should you become disabled, confined to a nursing home or die.1 You may also be able to withdraw up to 10 percent annually for the first nine years without surrender charges.2
Plus One Bonus Annuity
Secure-3, Secure-5 and Secure-7 Annuities
This extended guarantee single premium deferred annuity is available for 3 years, 5 years, or 7 years. An excellent alternative to CDs, this product is just right for clients who desire short-term commitments with competitive interest rates. An interest bonus in year one helps enhance overall returns.
With only a $2,000 minimum deposit, you can take advantage of the security and safe growth of your funds the Ascential Secure Annuities provide.
There are no front-end or maintenance charges and surrender charges to you or your beneficiaries are waived should you become disabled, confined to a nursing home or die.1 You may also be able to withdraw up to 10 percent annually for the first nine years without surrender charges.2
Secure.3.5.7 Annuities
Single Premium Immediate Annuity
The Ascential SPIA can provide a continuous stream of income that you cannot outlive, all from one lump-sum payment. After the initial premium payment, you can begin receiving a monthly income, starting just one month later and continuing for the rest of your life or for a set period of years—guaranteed.
The Single-Premium Immediate Annuity can be issued at ages 20 through 80 and requires a minimum premium of $10,000.
The Ascential Annuities from Assurity are exceptional additions to any well-rounded retirement portfolio. Offering safety, security and guaranteed growth with tax advantages, contact your Assurity agent to learn with Ascential Annuity is right for you.
This is a brief description of benefits; please consult the policy or your agent for exclusions, limitations and additional information.
* Tax penalties may apply for withdrawals before the age of 59½.
1. May not be available in all states
2. Tax penalties may apply for withdrawals before the age of 59 1/2.