| | | | "Unless you're Bill Gates, you're just one serious illness away from bankruptcy," said Dr. David Himmelstein, in the February 2, 2005 New York Times. "Most of the medically bankrupt were average Americans who happened to get sick."
Critical Illness Insurance is a lump sum cash benefit paid immediately upon the diagnosis of a critical illness. A critical illness is defined as cancer, heart attack, stroke, major organ transplant, end-stage renal disease, major burns, paralysis, coma, advanced Alzheimer's disease, plus others. Critical Illness Insurance pays the insured for living!Click here to learn more about Critical Illness Insurance and why it is a product not only needed, but being demanded by consumers... because it makes a difference in peoples lives!
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About Us...
Creative Insurance Strategies focuses on providing clients with responsible planning and innovative ideas for their life. Creative Insurance Strategies’ specific focus is to offer insight.
|  | Joe Walter - Joe, his wife Kate, and their three children, Elizabeth, Benjamin, and Felicity reside in Beloit, KS. He graduated from Bethany College, Lindsborg, Kansas in 1986 with a double major in Business/Political Science-History. Following employment with the Federal Reserve Bank of Kansas City and Bruce Hardwood Floors in Minneapolis, Minnesota, Joe began his career in the insurance industry. From 1989 until the summer of 2004, his sole work-related focus was marketing supplemental cancer and heart/stroke insurance on an individual basis throughout the Midwest. At that point, they moved back to their hometown, Beloit, in order to provide the small town, church oriented rural environment for their family. Coinciding with this geographical move, he embarked upon a career path change, at least to some degree, targeting two specific industry niches – the rapidly evolving critical care/critical illness arena and collaborating efforts with a team of proactive cost managers, ECCHIC, in the group medical services world.
To reach Joe call (800) 397-2161 | | 
| Michael Miller - Michael is a native of Wakefield, Kansas. Following his graduation from high school and Vocational Technical School, he spent sixteen years providing mechanical and supervisory capacities for a civilian maintenance contractor at the Fort Riley Army base near Junction City, Kansas. A rather distinct shift in his career path occurred in 2000 when he began working in the insurance industry, marketing individual and group cancer and heart supplemental insurance in the states of Kansas, Nebraska and Oklahoma. Following his five-year focus of specialty in this niche, Mike joined Creative Insurance Strategies. Mike and his wife, Shelly, have two children and live on a farm in rural Clay County, Kansas.
To reach Mike call (800) 397-2161 | |  | Robert Sweat - Robert grew up on a farm and graduated from schools and college in the north central part of Kansas. In 1985 Robert began a career with a farm-equipment dealership as a salesperson for 16 years. In 2001, he began marketing supplemental insurance products. Robert joined the team of Creative Insurance Strategies in the fall of 2005. Robert’s rural Kansas background brings strong ethical and moral values to his business and personal life. Robert has three children, Chelsea, Chynna, Chancelor, and a grandson, Atavian John. Robert lives in Cawker City, Kansas, home of the “World’s Largest Ball of Twine.”
To reach Robert call (800) 397-2161 | | 
| Brenda Budke - Brenda has worked as an Office Assistant at Creative Insurance Strategies since January, 2005. Prior to that she established a 30 year track record of loyalty and commitment at a full-service banking institution in Beloit. In Brenda’s 30 years at the bank, she worked in most departments. She was an officer and served on the Board of Directors at the bank for several years. Brenda and her husband, Rodger live in Beloit and have two daughters and a grandchildren.
To reach Brenda call (800) 397-2161 | |
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