Kansas Medicare Supplement Insurance Shopper's Guide
If you are reading this, chances are you are somewhat familiar with Medicare — a federally funded health insurance program for people with disabilities and people 65 and older. Although Medicare may pay a large part of your health care expenses, it doesn’t cover every service or medical supply. Medicare recipients are responsible for paying coinsurance and deductibles.
This guide will help you evaluate your health care insurance needs. It will also help you gather accurate information concerning Medicare and other health insurance options so you can make decisions that will prevent serious, costly problems.
At the back of this guide, you’ll find rate comparisons of companies selling the various types of Medicare supplement insurance. For the most recent figures, visit the website, www.ksinsurance.org.
This guide is intended to complement “Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare,” which provides basic information about supplement insurance, sometimes called “Medigap.” That publication is created by the Centers for Medicare & Medicaid Services and the National Association of Insurance Commissioners.
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Medicare Supplement changes in effect June 1, 2010