If you’ve ever been sick or injured, you know how important it is to have health insurance coverage. Health insurance pays for things big and small, from a lab test that might cost $75 to a hospital stay for major surgery that could cost thousands of dollars. It gives you peace of mind of knowing that no matter what kind of care or procedure you or a family member might require, you won’t have to worry about shouldering the cost on your own.
As important has health insurance is, it can also be very confusing. To make smart health insurance choices, you need a basic understanding of all the key terms, acronyms and concepts. This section answers common questions about health insurance, provides information about different types of policies, and discusses how to compare one policy with another. There’s also an interactive healthcare cost estimator that lets you view the average cost of common medical procedures, making it clear that health insurance coverage is a necessity for anyone.
We all value our health. When we become ill, it can cause both emotional and financial stress. Insurance can help protect you against enormous health care expenses.
This guide is designed to give you a general understanding of health care coverage. It contains information about plans you can buy as an individual and about group policies offered by employers. We want to help you ask the right questions, avoid some common mistakes and help answer some of your health coverage questions.
This guide is just a general tool. It is not a replacement for the detailed information found in your insurance policy or benefits booklet. Make sure you have a copy of your plan, and take time to familiarize yourself with your benefits before you have a claim.
To learn about:
Health care: Take control Health Insurance in Kansas 
Kansas Complaint Ratio Report (Accident, Health & HMO's) Beware of Discount Health Cards Prompt Pay Act brochure